Investors force a Eurobond rethink

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Investors force a Eurobond rethink

The difficulties faced by one quality borrower in 1998 contain lessons for all. Toyota Motor Credit Corporation ­ the captive financing vehicle for Toyota's US sales subsidiary in the US ­ has traditionally been one of the most sought after names in the Eurobond market. The scarcity value of its name and the strength of Toyota meant that deals came to the market tightly priced and then tightened further on launch. The bonds then disappeared into the safe hands of Europe's buy-and-hold ­ largely retail ­ investor base.

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However, in mid-1998, recalls corporate treasury manager Jerome Lienhard, the funding team started to notice a change in market sentiment.

"In May 1998 we did a [$1 billion] dollar Eurobond [jointly lead by Credit Suisse First Boston, JP Morgan and Merrill Lynch] and beforehand we had done a roadshow. Normally we would have seen big institutional buying as well as big Benelux retail buying ­ spread tightening. But it just stalled out." At the time Japan had just been put on negative outlook and other Japan-linked issuers were paying significant premiums to previous deals. This was TMCC's first Eurodollar issue for around nine months. The issuer paid 23 basis points over then versus 32bp over this time.

Bookrunners admitted that there was a substantial flow of bonds back through the brokers from banks unable to place paper and syndicate members commented at the time that "despite the roadshows which effectively underlined TMCC's status as a US company, the response to the deal was lukewarm to say the least".

The bookrunners confirmed the problem to the issuer: investors were at best indifferent to names associated with Japan and at worst they were now avoiding them.


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