ISO 20022 is shaping up to be a successful implementation story in the financial industry. Banks now speak with confidence about their readiness, a sign that the phased migration has largely delivered on its promise. Industry experts share insights into their ISO 20022 journey, highlighting both the challenges they faced and the progress they made.

Key learnings from Mashreq Bank, voted by 13,500+ corporates in Euromoney’s Trade Finance Survey 2025 as the best trade finance provider in Qatar.

In the third article of Countdown to ISO 20022 series, Euromoney talks with key market participants about implementation challenges and opportunities corporates are facing in adopting the new payment standard.

Raphael Barisaac, UniCredit’s global head of payments and cash management, shares with Euromoney the bank’s strategic shift, how its value proposition sets the bank apart and his views on the ever-changing payment landscape.

As the financial markets landscape evolves, bourses such as CME Group have had to adapt and reinvent themselves to stay relevant. At the forefront of this transformation is Julie Winkler, chief commercial officer at CME Group, who has played a pivotal role in shaping the strategic direction and growth of the world’s biggest derivatives exchange.

Euromoney talks with Matt Burns, Lloyds Banking Group’s new co-head of the Transaction Banking Solutions team, who is leading the charge in creating a more client-centric and innovative business. From integrating siloed teams to developing ground-breaking solutions, Burns shares his vision for the future of Lloyds and the industry.