| Oceania | |||||||||||||
| Rank | Pro-forma ranking | Bank | Country | Shareholder equity ($m) | Fiscal period | Moody's Ratings (as of November 14th, 2004) | Equity growth (%) | Asset growth (%) | Income growth (%) | RoE, period end (%) |
RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio (%) |
| 1 | 1 | National Australia Bank | Australia | 21,661 | 2004 | Aa3/P-1/B | 17.0 | 10.7 | -14.0 | 10.7 | 0.8 | -- | 7.3% |
| 2 | 2 | Commonwealth Bank of Australia | Australia | 17,402 | 2004 | Aa3/P-1/B | 16.6 | 19.8 | 32.7 | 10.3 | 0.8 | 128.5% | 7.4% |
| 3 | 4 | Australia & New Zealand Banking Group | Australia | 13,044 | 2004 | Aa3/P-1/B | 39.1 | 41.9 | 28.3 | ||||