Quotes of the month

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Quotes of the month

“Many if not most of the incumbent banks will disappear. Most of the thousands of fintech disruptors now emerging all across the banking value chain will also fail. But a small number of them will be hugely successful. A new group of leaders will emerge, including some of the present incumbents and some of the start-ups”

Francisco González, executive chairman of BBVA



“There is a big institution, our bank, to run and we had to manage this. We had to organize ourselves. The Turkish banking system is pretty solid but in these types of situations, what matters is the liquidity, because all of a sudden, people may panic so everybody takes necessary precautions, at a government level as well as the bank’s level”

Hakan Bibasgil, CEO of Akbank



“Being the world’s second-largest economy does not mean being strong or advanced. The government might not allow the big four Chinese banks to fail or close, but not failing does not guarantee that you are a good or healthy bank”

Wang Hongzhang, chairman of China Construction Bank



“Our preference in expansion is not only to go greenfield but actually to expand by acquiring a business or a set of customers that is performing. We want to expand our international retail business, and if we can supplement it in those markets [like the UK] with acquisitions which allow us to acquire customers, then that fits exactly into our model”

Bryan Haynes, chief executive of Bawag PSK

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