Credit markets regulation: Desperate measures…

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Credit markets regulation: Desperate measures…

March 7

Fed increases the term auction facility (TAF) by $40 billion. TAF was first unveiled as a temporary 28-day borrowing facility for depository banks in December to avoid the stigma of using the Discount Window.

March 11

Fed creates $200 billion new lending facility for primary dealers called term securities lending facility (TSLF). This emergency measure gives brokers liquidity for 28 days rather than overnight and is the first time non-deposit taking financial institutions have been able to borrow from the Fed since the Great Depression.

March 14

Fed bails out Bear Stearns via JPMorgan Chase. Fed also agrees to provide $30 billion of funding.

March 18

Citing a weak economic outlook, slowing consumer spending, labour markets and stress in financial markets, the Federal Open Market Committee cut the federal funds rate by 75 basis points to 2.25%. Fed funds was 5.25% in the summer. Discount rate was simultaneously reduced by 75bp to 2.5%. The gap between the discount and funds rates was 100 basis points before the crunch took hold.

March 19

The rehabilitation of the US government sponsored enterprises (GSEs) is now complete.

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