Rank | Pro-forma Ranking | Bank | Moody's Ratings (as of October 2008) | Country | Fiscal period | Shareholder equity ($m) | Equity growth (%) | Total assets ($m) | Asset growth (%) | Net income ($m) | Income growth (%) | RoE, period end (%) | RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio (%) |
1 | 1 | Bank Of America Corporation | Aaa/P-1/A- | United States | 2007 | 146,803 | 8.5% | 1,720,688 | 17.6% | 14,982 | -29.1% | 10.2% | 0.9% | 112.7% | 6.9% |
2 | 4 | HSBC Holdings Plc | Aa1/P-1/B | United Kingdom | 2007 | 128,160 | 11.5% | 2,354,266 | 26.5% | 20,455 | 21.2% | 16.0% | 0.9% | 91.3% | 9.3% |
3 | 3 | JP Morgan Chase & Co. | Aaa/P-1/B+ | United States | 2007 | 123,221 | 6.4% | 1,562,147 | 15.6% | 15,365 | 6.4% | 12.5% | 1.0% | 75.0% | 8.4% |
4 | 2 | Citigroup Inc | Aa1/P-1/B | United States | 2007 | 113,598 | -5.2% | 2,187,631 | 16.1% | 3,617 | -83.2% | 3.2% | 0.2% | 104.3% | 7.1% |
5 | 38 | Intesa Sanpaolo (a) | Aa2/P-1/B- | Italy | 2007 | 107,533 | 348.9% | 842,429 | 119.0% | 10,661 | 215.9% | 9.9% | 1.3% | 167.7% | 6.5% |
6 | 6 | Royal Bank Of Scotland Group Plc (The) | Aa1/P-1/B | United Kingdom | 2007 | 105,700 | 34.3% | 3,787,554 | 122.1% | 14,879 | 22.6% | 14.1% | 0.4% | 122.5% | 7.3% |
7 | 5 | Mitsubishi Ufj Financial Group Inc | Aa2/P-1/C | Japan | 2007 | 88,362 | 7.8% | 157,699 | -90.0% | 4,923 | 59.8% | 5.6% | 3.1% | 75.3% | 7.6% |
8 | 14 | Unicredito Italiano Spa | Aa2/P-1/B- | Italy | 2007 | 84,881 | 67.3% | 1,502,453 | 38.4% | 8,765 | 22.0% | 10.3% | 0.6% | 152.9% | 6.6% |
9 | 11 | Banco Santander SA | Aa1/P-1/B | Spain | 2007 | 84,637 | 36.4% | 1,342,404 | 22.1% | 14,170 | 30.3% | 16.7% | 1.1% | 152.5% | 7.7% |
10 | 10 | BNP Paribas | Aa1/P-1/B | France | 2007 | 80,944 | 20.1% | 2,491,624 | 31.2% | 11,502 | 19.4% | 14.2% | 0.5% | 132.0% | 7.3% |
11 | 9 | Wachovia Corporation | Aa1/P-1/B+ | United States | 2007 | 76,872 | 10.3% | 782,896 | 10.7% | 6,312 | -19.0% | 8.2% | 0.8% | 107.8% | 7.4% |
12 | 12 | Industrial & Commercial Bank Of China (The) - ICBC | A1/P-1/D- | China | 2007 | 67,390 | 14.3% | 1,188,882 | 23.6% | 11,261 | 76.2% | 16.7% | 0.9% | 59.0% | 11.0% |
13 | 13 | Barclays Plc | Aa1/P-1/B | United Kingdom | 2007 | 63,416 | 19.5% | 2,446,457 | 25.4% | 10,216 | -0.7% | 16.1% | 0.4% | 118.0% | 7.5% |
14 | 30 | Fortis Bank | A1/P-1/C- | Belgium | 2007 | 60,452 | 139.5% | 1,128,155 | 26.8% | 2,619 | -58.0% | 4.3% | 0.2% | 144.3% | 9.5% |
15 | 8 | Crédit Agricole | Aa1/P-1/B | France | 2007 | 59,834 | 32.2% | 2,079,556 | 25.1% | 5,947 | -7.2% | 9.9% | 0.3% | 80.1% | 8.1% |
16 | 18 | China Construction Bank Corporation | A1/P-1/D- | China | 2007 | 57,636 | 36.3% | 903,353 | 29.4% | 9,466 | 59.5% | 16.4% | 1.0% | 61.3% | 10.4% |
17 | 16 | Deutsche Bank AG | A1/P-1/B- | Germany | 2007 | 56,563 | 28.1% | 2,970,839 | 42.2% | 9,573 | 19.4% | 16.9% | 0.3% | 41.0% | 8.6% |
18 | 17 | Bank Of China Limited | A1/P-1/D- | China | 2007 | 48,185 | 9.2% | 820,254 | 20.2% | 8,493 | 37.4% | 17.6% | 1.0% | 64.8% | 10.7% |
19 | 15 | Wells Fargo & Company | Aaa/P-1/A | United States | 2007 | 47,628 | 4.0% | 575,442 | 19.4% | 8,057 | -4.3% | 16.9% | 1.4% | 111.0% | 7.6% |
20 | 7 | ING Groep NV | --/P-1/-- | Netherlands | 2007 | 46,919 | 31.7% | 1,461,802 | 23.9% | 5,277 | 6.6% | 11.2% | 0.4% | 73.5% | 7.4% |
21 | 26 | Banco Bilbao Vizcaya Argentaria SA | Aa1/P-1/B | Spain | 2007 | 46,503 | 37.9% | 738,470 | 36.0% | 9,433 | 51.0% | 20.3% | 1.3% | 145.3% | 6.8% |
22 | 25 | ABN Amro Holding NV | Aa2/P-1/B- | Netherlands | 2007 | 45,156 | 32.2% | 1,507,533 | 15.8% | 14,668 | 132.7% | 32.5% | 1.0% | 73.8% | 12.4% |
23 | 23 | Sumitomo Mitsui Financial Group, Inc | Aa2/P-1/C | Japan | 2007 | 45,152 | 19.6% | 854,189 | -5.8% | 3,738 | -35.8% | 8.3% | 0.4% | 78.5% | 6.4% |
24 | 21 | Hbos Plc | --/P-1/B | United Kingdom | 2007 | 43,543 | 7.6% | 1,329,162 | 14.8% | 8,197 | 8.0% | 18.8% | 0.6% | 178.2% | 7.4% |
25 | 28 | Rabobank Nederland | Aaa/P-1/B+ | Netherlands | 2007 | 42,146 | 26.9% | 838,901 | 14.3% | 3,469 | 22.7% | 8.2% | 0.4% | 89.8% | 10.7% |
Banks are ranked by:
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Shareholder equity ($m) - World's largest bank by shareholder equity
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Total assets ($m) - World's largest bank by assets
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Net income ($m)- World's largest bank by net income
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RoE, period end (%)- World's largest bank by RoE
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RoA, period end (%)- World's largest bank by RoA
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Loans as a percent of deposits - World's largest bank by loans as a percent of deposits
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Tier 1 capital ratio - World's largest bank by tier 1 capital ratio
Plus breakdowns by regions:
Africa, Australasia, Caribbean, Central and eastern Europe, Central Asia, Latin America, Middle East, Nordic and Baltic, North America, Northern Asia, South-East Asia, Southern Asia, Western Europe.