Most financial institutions are banging the digital drum, but this Philippines bank is worth watching as it takes a more old-fashioned approach to local banking.

Thailand's SCB is certainly one to watch, because if its bold plan works, it will change not just its own business but the local banking system too.

This financial institution was the first in the country to put its money where its mouth was regarding a digital transformation – making it one to watch as it brands itself a disruptor too.

Of all the financial institutions to watch in Asia, when it comes to digital banking, DBS is the one to focus on, having set the template for banks across the world to follow.

Bank Central Asia, now one of Asia’s most admired lenders, is certainly one to keep an eye on in Indonesia, as it reaps the benefits of collaborating, not competing, with fintech firms.

Three years after it was founded, Yangon Stock Exchange is marooned, which doesn’t augur well for developing the capital markets.

The new chief executive was hired to modernize Myanmar’s struggling United Amara Bank – in a year, he has got rid of the old guard and fired up the business.

CIMB’s boss in Phnom Penh, Bun Yin, is the only Cambodian to run an international bank anywhere, but that’s not the only remarkable thing about him: the fact that he’s alive to do so is another.

The country is still recovering from – and reacting to – the banking crisis of 2012. Over the last six years, the central bank has done much to put the sector back on its feet. But are the banks good enough, or should they be doing more?