Without a robust mechanism for handling chargebacks, merchants will continue to face sizeable losses from both misguided and malicious fraudulent claims.

Commerzbank's online-only bank is a hefty beast, but growing faster than ever

ING's online bank is getting ready for a future as an e-commerce portal

Bank chief executives in Europe are increasingly obsessed with their new or rebooted digital arms. These businesses promise to fend off new competitors and capture a next generation of clients, while piloting front- and back-office innovations. They could even offer the best chance of expanding in the eurozone, making banking union a reality. But will these investments merely play into the hands of the new rivals and hasten the banks’ decline?

Looking like a social media platform is doing CaixaBank's mobile-only bank no harm at all

BNPP is building a formidable online network across the region

Société Générale's online bank is the biggest in France - and one of the most aggressive.

One year on from a reboot, Openbank has doubled customers and is making a profit

Euromoney talks to ECB Single Supervisory Mechanism board member Ignazio Angeloni about the challenges the SSM faces, and how eurozone integration, and in some cases bank mergers, could help improve European banks’ competitiveness.

Can Kazakhstan create an international financial centre in the middle of the steppes or is it just the latest central Asian pipe dream?

Part one: Iceland’s banking crisis still fascinates and appals in equal measure. The first steps towards resolution were led by a group of unheralded officials and advisers for whom the events of late 2008 and 2009 were like sending out half a football team to play a competitive match. Ten years after it happened, this is their story.

Regulatory pressures are beginning to force firms to innovate as tech developments make it ever easier for companies to keep digital records of various transactions – and providers are taking advantage.

European vanilla convertible bonds just cannot shake the blue funk they are in, even as other regions power ahead. Non-dilutive and synthetic structures have kept bankers busy, but they don’t suit everyone

August, typically a slow month for capital markets, was a fruitful one for alternative reference rates (ARRs) to Libor.

With appreciation of the merits of dynamic discounting continuing to grow, attention has turned to the extent to which banks are committed to supporting this growth and how to maximize the value of the data generated.

Traders have been staying away from the Turkish currency this year as they watched a steady decline in its value against the dollar, but the recent deterioration of relations between Turkey and the US sent the currency spiralling into a full-blown crisis.

Industry experts observe that while the revised Payment Services Directive (PSD2) represents an opportunity for corporate treasury to take advantage of real-time payment processing, it will take some time for the full benefits to be realised.

A crisis is forcing a spike in small bank mergers in Italy. It is a more tentative trend in Germany, although these banks’ common desire for independence might make such crises inevitable.

Tackling a pain point in European convertible bonds has allowed a group of former UBS bankers to build an interesting business

A fintech headed by veterans of algorithmic trading in equities aims to transform unregulated gold trading as a pure agency broker.

Venture funders establish a $500 million valuation for German fintech, betting that rapid growth in open banking is now inevitable and will transform the financial landscape.

Brexit-sparked competition from US banks a good thing, ECB supervisor says; Italian populism ‘a burdensome tax’ on banks.

Flow Traders is confident that the approach that has made it the leading player in the European exchange-traded products (ETP) market can be replicated in FX as it looks to cash in on increased interest in non-bank market makers.

Just seven months after the launch of the revised Payment Services Directive (PSD2), efforts made by many mainstream banks are stopping short of bringing about the ground-breaking changes many had expected.

BNP Paribas had its excuses ready to explain a second quarter fall in CIB profits and FICC revenues, but strength in equities and continued progress on its strategic plan looked good

Italy flows up despite populists’ impact on bond yields; warns of peak debt across the West

Cryptocurrencies are still not legal in Russia for now, but that isn’t stopping businesses from preparing to take hold of the future.

French, let alone Italian, banks should not gloat. Germany’s banking problem is theirs too, and neither domestic mergers nor French-led acquisitions will solve it.

Sale offers relief from share price dip.

The country has the right to join, yet EU leaders are stalling.