Covered bonds are moving out of their traditional heartlands of France and Germany and becoming a global product.

Hedge fund Aquila Capital Partners' founder Neal Berger makes no bones about his obligation to be quick-witted in exploiting new market inefficiencies as soon as they arise. If this means holding on only to employees that are equally adaptable, that's all part of his own survivor's mentality.

Thailand

Head of electronic trading services, Morgan Stanley

Too much intelligence is bad for your financial health.

Issuer: Fifa

If the recent sparkling performance from Turkey's economy persists, the country's banks will be under increasing pressure to wean themselves off dependence on revenues from government borrowing and seek economies of scale through mergers and acquisitions.

Global banks are always keen to stress the strength of their local presence. Think global but act local is the common mantra.