ISO 20022 promises smarter payments, faster reconciliation and better data. In the final part of Euromoney’s Countdown to ISO 20022 series we explore how banks are planning to use the rich and structured data to bring enhancements and new services to their clients.

Head of transaction services and trade at NatWest, Ritu Sehgal sits down with Euromoney to explain her blended approach of cutting-edge technology and human touch to understand client needs, build trust and deliver at the UK bank.

Euromoney today announces the launch of the Transaction Banking Awards, a new global programme recognising outstanding performance, innovation and impact across the full transaction banking value chain – from global banks to agile fintechs, to the software providers powering them behind the scenes.

By bringing together competitors, regulators and environmental experts, Bank of Singapore has pioneered a transformative approach to sustainable private banking. From conceptualising industry-wide frameworks to implementing them through robust data systems and governance, the bank’s collaborative model offers a blueprint for Asia's wealth management sector.

As the ISO 20022 transformation gathers pace, this instalment in our series examines the vast technology investments and system upgrades banks have made to realise its full potential. We track the readiness journeys of JPMorgan Payments, Citi, BNY, Scotiabank, Lloyds and BNP Paribas.

Plans for higher defence spending and a more relaxed supervisory attitude to matters such as M&A are fuelling optimism in European banks’ ability to thrive, even with thinner interest margins. Successful growth strategies crossing the boundaries of banking, insurance and asset management, however, will rely more on industrial rationale than regulatory inducements such as the Danish Compromise.

A high-touch approach, intellectual vigour and enough creativity to earn the confidence of clients have become the cornerstones of Bank of America’s equity capital markets offering in Europe – but can the bank climb back onto the ECM podium? We speak to its EMEA ECM leadership to learn more.

Through exclusive research interviews with senior private banking leaders, Euromoney undercovers four tectonic shifts reshaping the region’s wealth management arena. As Asia’s ultra-high-net-worth population growth is set to outpace global averages – fuelled by entrepreneurial wealth creation, intergenerational transfers and cross-border industrial migration — private banks are racing to meet the escalating demands for institutional-grade solutions.

ISO 20022 is shaping up to be a successful implementation story in the financial industry. Banks now speak with confidence about their readiness, a sign that the phased migration has largely delivered on its promise. Industry experts share insights into their ISO 20022 journey, highlighting both the challenges they faced and the progress they made.

The Euromoney Private Banking Awards 2025 celebrated the industry’s finest, recognising the institutions and individuals that outperformed last year.

Raphael Barisaac, UniCredit’s global head of payments and cash management, shares with Euromoney the bank’s strategic shift, how its value proposition sets the bank apart and his views on the ever-changing payment landscape.

As the financial markets landscape evolves, bourses such as CME Group have had to adapt and reinvent themselves to stay relevant. At the forefront of this transformation is Julie Winkler, chief commercial officer at CME Group, who has played a pivotal role in shaping the strategic direction and growth of the world’s biggest derivatives exchange.

With the US successfully transitioned to a T+1 settlement cycle and the UK and Europe well on the way, what does the future look like and how will trade processes change? Experts at the FIX EMEA Trading Conference told Euromoney’s head of capital markets Laurie McAughtry that automation is everything – but it does not need to break the bank.

In the third article of Countdown to ISO 20022 series, Euromoney talks with key market participants about implementation challenges and opportunities corporates are facing in adopting the new payment standard.

HashKey’s rise from scrappy startup to a leading digital asset platform underscores a critical shift: banks are no longer bystanders. Through partnerships with Standard Chartered, Deutsche Bank and others, the exchange is pioneering a blueprint for bridging traditional finance with the blockchain era – redefining risk, innovation and trust in the process.

South Africa’s biggest market, the Johannesburg Stock Exchange has seen a 41% jump in average daily volume year to date, along with an uptick in new listings and multiple new product launches. Director of capital markets Valdene Reddy tells Euromoney the story behind the surge – and how after a decade of sleepiness, South Africa’s markets could finally be waking up.

In the second article of Countdown to ISO 20022 series, Euromoney talks to leading vendors to explore how banks are navigating the implementation process, the strategies adopted by industry leaders to harness newly available data and the steps being taken to equip staff with the tools to maximise its potential.

Agentic is the latest artificial-intelligence buzzword, but many banks are still figuring out what it means in theory – never mind bringing agentic tools into production. Capital One is further ahead. Chief scientist and head of enterprise AI Prem Natajaran tells Euromoney how its first live agentic use case works and explains how it fits into its wider AI strategy.

Bana Akkad-Azhari and Joon Kim talk to Euromoney about adapting to an evolving payments ecosystem and helping treasurers optimise liquidity in an environment of increasing capital costs.

Brokers and traders are increasingly combining public and private cloud infrastructure to reduce costs, optimise connectivity and leverage trade analytics.

Euromoney talks with Matt Burns, Lloyds Banking Group’s new co-head of the Transaction Banking Solutions team, who is leading the charge in creating a more client-centric and innovative business. From integrating siloed teams to developing ground-breaking solutions, Burns shares his vision for the future of Lloyds and the industry.

As the financial services industry continues to grapple with increasing market complexity, regulatory pressures and the need for greater operational efficiency, trading firms are turning to artificial intelligence (AI) as a strategic lever to drive tangible business impact. What are the key action points they should look to implement?

In the first in a series of articles on ISO 20022, Euromoney asks international regulators for their views on the statutory issues that will impact adoption of the standard.

With a new president in the White House and a new chairman incoming, the US Securities and Exchange Commission is on the cusp of change. The regulator’s longest-serving commissioner gives Euromoney a unique insight into the expected US regulatory reboot – including a revamp of capital formation and crypto experimentation.

As tariffs and geopolitical tensions transform the $700 billion US-China trade corridor, companies are creating sophisticated new supply chains, with banks rapidly evolving to serve emerging trade patterns.

T+1 settlement in Europe might be two years away, but market participants should be automating processes and removing friction in settlement systems now to minimise failed trades.

As Greece re-emerged from the financial crisis with firm roots on growth and innovation, Piraeus Bank embarked on its own transformation journey. In an exclusive interview with Euromoney, Thanos F Vlachopoulos, head of large corporate finance and wholesale products at Piraeus Group, reflects on the digital transformation of transaction banking at the corporate unit.

Euromoney’s head of capital markets Laurie McAughtry interviews Alfonso Garcia Mora, vice-president for Europe, Latin America and the Caribbean of the International Finance Corporation, during the 30th edition of the CEE Forum in Vienna.

In association with the Arab Federation of Capital Markets, Euromoney is proud to announce the launch of the Capital Markets Awards, celebrating excellence in the industry and recognising outstanding achievement.

As the battle of the bulge continues, European trading desks are struggling against the Wall Street top five in the never-ending squeeze for scale. With HSBC the latest bank to bow out of the ring, Euromoney explores what banks should be looking for to boost profitability.