John Cryan, co-CEO of Deutsche Bank, knows his options are limited as he tries to halt the bank’s decline [March]

Adi Ben-Ari, co-founder of Applied Blockchain, says that a hard fork could be coming in the relationship between fintech and the capital markets

The Bundesbank’s Andreas Dombret doesn’t shy away from the depth of problems facing Germany’s banking industry

Shayne Elliott is managing ANZ’s retreat, if not withdrawal, in Asia

Stefano Visalli, founder and managing partner of Oxy Capital, gets right to the heart of Italian banks’ bad-debt problem

Francisco González, executive chairman of BBVA

Doubts that are helping to keen the share price of Barclays at well below book value – just one of the challenges that new CEO Jes Staley faces

Martin Blessing may have stepped down as CEO of Commerzbank, but it does not sound like he is done with banking

Banque de France’s Robert Ophèle does a regulator’s take on Bob Diamond’s old line about an end to banker bashing

-John Cryan, co-CEO of Deutsche Bank, knows his options are limited as he tries to halt the bank’s decline

“We now refer to Puerto Rico and its restructuring plans as the Kardashians. Everyone wants to talk about it but there really is no point”

“If I stop my so-called bulimic development, in five years I would have no debts…then what? That would be stupid because I would not have grown for five years”

“Fixed income is the area in the firing line because it used to make so much of the money but now accounts for so much of the leverage”

"My role has flipped in a matter of months from trying to interest people here in thinking differently about the potential of the blockchain to struggling to contain their expectations. It isn’t the answer to all banks’ problems”

“As soon as you have climbed one regulatory hill then the next one is already looming”

“In the US, there are still way too many banks and consolidation must happen. If you believe that, you should be a leader, not a follower”

“I remember the morning I discovered my car had been burnt out outside the house. I’ve had some close security, but I never wanted them to be overly obvious and get in the way. I mean: they hadn’t attacked the house or anything. They had just burnt the car. It was a message: ‘People are angry’. I understood that”

“I’m reminded of what Bill Gates once said about building tech companies: that the market typically overestimates what should be achieved in the first three years and underestimates what can be achieved in 10”

“Issuers can tap the US private placement market but we want to get to the next leg down. In the long term European corporates want their own source of demand”

“When these large global banks report their risk-weighted capital ratios, their creditworthiness is flattered because of their assessment of risks in the asset base. This is a fools-errand; it’s like asking a school-kid what grade they deserve”

“This isn’t the end. It is the beginning. There are many more stress tests yet to come”

“Phones 4U serves as a timely reminder that even in low default environments, fundamentals do matter”

“They were valuing (the assets) using discounted cash flow, which gives a different value about, let’s say, 10 times the actual value of the market price. He wanted me to write a paper saying that not only was this possible but that it was appropriate”

“What’s so bad about being good at financing? Are our critics saying that M&A advisory is a skill but that financing is not? Trust me, you can be bad at financing. You can read the markets wrong, be too quick to commit or not commit fast enough. Having the best read on where your clients can raise the money to get a strategic transaction done, how quickly, in what amounts and with what degree of certainty is vital”

“The primary market has become our liquidity window, offering almost the only chance to put money to work in size. In the US high-grade market we started to see new issues coming through secondary trading levels last year. The primary market is no longer about gaining premium, it’s more about achieving your fill and getting a large quantity of money invested” Juan Landazabal of Deutsche Asset and Wealth Management explains how lack of liquidity in bond markets is driving the order frenzy in new issues

"If this evolves into a refined global framework that clarifies home-host responsibilities and supports cross-border trust, that is an important development. That would help support the global effort to end too-big-to fail. If this encourages the global community to develop thoughtful, consistent architecture in this area, this could end up being a positive outcome overall"

"In the 2008 to 2012 cycle, emerging markets were providing the growth dynamic. Now, because you have slightly better growth in the west, it doesn’t mean that all emerging markets are basket cases."

"Barely any clients know what their investment performance is, even those who say they are more investment-oriented. The number-one reason clients leave their bankers is not performance, but rather because their phone calls were not returned quickly enough"

"When you have so much money, you can buy everything. But you cannot buy the French justice system. You will have to submit to its rules. The budget of the French justice system is less than the sum diverted by Mr Ablyazov from the Russian Federation alone."