Banks keep up on the record commentary on the rules.

The banking sector appears to be quietly confident that the European Commission will row back on new regulation that, if enacted, could notably increase the cost of some trade-finance instruments.

JPMorgan has cleaned up in a deal that sees the regulators waive their own cap on 10% deposit ownership.

The cost of regulatory capital associated with lending will keep rising after the recent scare over deposit flight and the coming credit downturn. The solution for banks is to reduce risk-weighted assets on their balance sheets by buying protection from credit funds eager to diversify away from leveraged loans.

Proceeds raised in the first three months of this year were 99% lower than the amount raised at the start of 2021.

Rethinking liquidity regulation would be better than a regulatory backlash that imposes an even greater liquidity burden on banks. History offers some lessons on how that might be done.

Turkish airline Pegasus hopes an innovative funding solution tied to sustainability targets will help it increase capacity despite challenging market conditions.

As well as higher capital requirements for regional US banks, the policy response to the Silicon Valley Bank collapse will likely include increasing the Deposit Insurance Fund, which bigger banks will have to pay for.

Recent events call into question most of the core assumptions behind the rules designed to keep banks safe through a liquidity squeeze.

The decision by its Japanese owners to relist ARM, the UK’s great technology success story, in the US instead of London was inevitable after years of decline and the hammer blow of Brexit. Deregulation might further accelerate its collapse, even as the City wins a boost from new technology bringing the vast pool of retail money into equity capital markets.

Droit helps traders decide in milliseconds if deals comply with the ever-changing rules and aims to do the same for wealth managers.

Tokenization is spreading fast. Regulated finance is finally embracing blockchain technology just as most cryptocurrencies stand revealed as overleveraged Ponzi schemes. The institutional herd is moving, but can the blockchains they are shifting onto bear the load?

Banks’ digital-transformation ambitions continue to be checked by difficulties in combining customer data from disparate systems and sharing information across the industry.

EU banks have been lobbying regulators to ease up on capital rules, warning that they will become permanently uncompetitive with US peers. Investors may be set to close that valuation gap for them.

As the EU prepares to vote on its Markets in Crypto Assets Regulation in April, the UK government is hoping to steal a march as a location for cryptoasset businesses.

The recent update to the green taxonomy and implementation of the SFDR RTS have received a mixed reception in parts of the EU.

It seems difficult to convince investors that higher bank profits are sustainable.

The billionaire Winklevoss twins and DCG CEO Barry Silbert have been squabbling over $900 million of frozen customer assets. The SEC has just banged their heads together.

Crypto promoters now want traditional financial market regulators to save them; those regulators would rather deliver the final blow.

Despite dire warnings by the Bank for International Settlements, market participants are not wholly convinced that US dollar obligations from FX swaps and forwards pose a threat to the stability of the forex market.

As the crypto edifice teeters, there is still one last chance for decentralized finance. If it can encode regulatory compliance into real-world financial assets issued in tokenized form and then trade, clear and settle in seconds at negligible cost and low risk, it might just survive.

Account-to-account payments have become a priority area for regulators, but industry participants argue that rule makers need to do more to support wider use of pay-by-bank services.

AT1s rallied on news that UBS will redeem a key deal in January. But with refinancing costs higher than coupon re-sets, the pressure now passes to other big banks.

The UK government has launched a sprawling range of measures to reform the country’s financial sector and markets. But the moves were mostly already under way – it is really all about the optics.

On December 1, EU member states agreed on a general approach for the Corporate Sustainability Due Diligence Directive. The final text shields banks from their full responsibility to prevent environmental harm, thanks in part to France’s post-Brexit ambitions.

DeFi is touted as a solution to the multi-trillion dollar global trade-finance gap, despite tech concerns.

Bank’s ESG head urges competitors and regulators to respond more quickly to emissions accounting challenge.

As the private sector demands more guidelines, COP27 should promote the development of a global framework on innovative finance.

As the industry digests the results of the latest BIS triennial FX survey, Euromoney canvasses opinion on the implications of the key findings.

Bankers are sending mixed messages about market strains. Dire warnings about year-end pressures, pleas for regulatory help and assurances that banks can sort this out are being deployed simultaneously.