EM Search | Euromoney

Opinion

US banking regulation: Poor relations

Regulations designed to protect US banking consumers may instead be pushing the poor out of the system altogether.

September 20, 2016

Fintech

Financial inclusion: Biometric banking and the $600 billion opportunity

An extraordinary revolution is taking place in digital banking in India. Driven by the state, it is anchored on a billion-strong biometric database to finally bring financial inclusion to a country that needs it more than any other. Banks may face a binary outcome: be quick or be dead.

Chris Wright, September 20, 2016

BANKING

Understanding India’s push into biometrics

From Aadhaar to iSPIRT – your guide to Indian biometrics.

Chris Wright, September 20, 2016

Fintech

Fintech & fraud: Microfinance faces balancing act in Africa

When microfinance banks in Africa speak of the rise of new technology, they usually focus on its potential and, perhaps disingenuously, play down the risks. They say the spread of mobile phones and internet access enables small loans to reach Africa’s rural poor more efficiently than ever before. But while international microfinancier Finca is aware of these opportunities, it knows from painful experience in Uganda that new technology opens up new vulnerabilities too.

Olivier Holmey, September 20, 2016

BANKING

How financial inclusion will change the face of banking

Technology is finally bringing banking services to the unbanked in both developing and developed markets. While technology companies are driving this transformational shift, it looks increasingly likely that traditional banks will ultimately be service providers. They have everything to gain if they can form partnerships and create a long-term strategy.

Helen Avery, September 20, 2016

BANKING

Asia: Citi grabs a ride in taxi tie-up

US bank working with Singapore ride-hailer; aim to boost digital payment ambitions.

Chris Wright, September 20, 2016

BANKING

Asia: Last man standing – BEA fights Elliott action

Dispute heads to the courts; Caixa and Sumitomo Mitsui roles key.

Chris Wright, September 20, 2016

BANKING

Taiwan’s banks struggle on multiple fronts

Sluggish economy, declining profits, slower loan growth; political rift with Beijing dulls Asia expansion hopes.

Elliot Wilson, September 20, 2016

BANKING

Italy: ECB’s first merger brings more worry

The ECB’s demand for a €1 billion capital increase in the banking union’s first big merger between Banco Popolare and BPM has dowsed hopes for a slew of similar deals that might add value to banks that desperately need it.

Dominic O’Neill, September 19, 2016

BANKING

Italy: Too big to bail

Every proposed scheme for sorting out Italy’s bad debt problems has its own shortcomings. And that’s before taking into account the fact that those problems could get worse. Pressure from the ECB is fanning the flames of the crisis. Fixing legacy problems could now require dramatic action.

Louise Bowman, September 19, 2016

BANKING

Inside Italy's circle of NPL hell

The bad-debt crisis killing some of Italy's biggest banks looks likely to get worse before it gets any better. That has frightening implications, not just for the country, but for the rest of Europe as well. In the following features, Louise Bowman and Dominic O'Neill investigate the options left to political and financial leaders from Rome to Frankfurt, and reveal the depth of the problems they face in Italy's bad-debt heartlands.

September 19, 2016

BANKING

Inside Italy’s bad-debt heartlands

Italian banks have allowed non-performing loans to swell to such numbers that they are now a central concern for the European and global financial system. Delving into Italy’s bad-debt suggests the problem might be even worse than public figures show. Can the country turn it all round – even if it has the time to do so?

Dominic O’Neill, September 19, 2016

Search results for