ISO 20022 is shaping up to be a successful implementation story in the financial industry. Banks now speak with confidence about their readiness, a sign that the phased migration has largely delivered on its promise. Industry experts share insights into their ISO 20022 journey, highlighting both the challenges they faced and the progress they made.

Raphael Barisaac, UniCredit’s global head of payments and cash management, shares with Euromoney the bank’s strategic shift, how its value proposition sets the bank apart and his views on the ever-changing payment landscape.

Key learnings from Mashreq Bank, voted by 13,500+ corporates in Euromoney’s Trade Finance Survey 2025 as the best trade finance provider in Qatar.

In the third article of Countdown to ISO 20022 series, Euromoney talks with key market participants about implementation challenges and opportunities corporates are facing in adopting the new payment standard.

In the second article of Countdown to ISO 20022 series, Euromoney talks to leading vendors to explore how banks are navigating the implementation process, the strategies adopted by industry leaders to harness newly available data and the steps being taken to equip staff with the tools to maximise its potential.

Key learnings from HSBC, voted by 13,000+ corporates in Euromoney’s Trade Finance Survey 2025 as the best trade finance provider in the world and in Asia-Pacific.