Bankruptcies in the buy-now-pay-later market, together with tighter regulation, present an opportunity for banks to steal a march on pure-play providers.

The limitations of the Alternative Investment Market are forcing many companies to explore other sources of funding. Nevertheless, there is optimism that the market for small and medium-sized growth companies can be revived.

Mamerto Tangonan, the deputy governor and head of the payments and currency management sector at the Bangko Sentral ng Pilipinas, tells Euromoney how southeast Asian countries are using advances in digital payments to revolutionize cross-border transactions.

Head of transaction services and trade at NatWest, Ritu Sehgal sits down with Euromoney to explain her blended approach of cutting-edge technology and human touch to understand client needs, build trust and deliver at the UK bank.

Raphael Barisaac, UniCredit’s global head of payments and cash management, shares with Euromoney the bank’s strategic shift, how its value proposition sets the bank apart and his views on the ever-changing payment landscape.

Euromoney talks with Matt Burns, Lloyds Banking Group’s new co-head of the Transaction Banking Solutions team, who is leading the charge in creating a more client-centric and innovative business. From integrating siloed teams to developing ground-breaking solutions, Burns shares his vision for the future of Lloyds and the industry.