Western Europe

Efficient banks will win the digital race.

A UBS economist made an innocuous comment about swine flu in China, and five days later a belief among Chinese speakers that he used a racist term has led to him being suspended, UBS apologizing and it disappearing from a key Chinese bond mandate. Now what?

The giant of European banking in the 1990s.

Usefulness as necessity.

Banks must continuously adapt.

Master of the merger of the 2000s.

Medium-term plan targets same efficiency and little ROE increase, but client growth and new social motto please mutualists and Macron.

Digital banking blurs boundaries.

The relevance of history.

1985: The era when the City of London went global (from the imagination of Jon Macaskill).

2008: While the GFC raged, Euromoney had an inside view as politicians on both sides of the Atlantic tried to save the banking system (from the imagination of Jon Macaskill).

Space constraints in data centres, coupled with cost considerations, have encouraged firms to seek creative solutions to the challenge of getting access to the main liquidity hubs.

From the City desk of the Daily Mail to a park bench in New York, via conversations with the pioneers of the Eurobond market, Euromoney was the vision of its founder Sir Patrick Sergeant. He managed to create what is now a billion-pound business empire while reinventing financial journalism. His is a remarkable story.

Shareholder proposals to support policies around climate change mitigation have had some recent wins that deserve celebrating.

As technology spending escalates, financiers now face a temptation to reframe costs as an investment in future growth, safe in the knowledge that it is extremely difficult to check their assertions.

The lack of a unified approach to circuit breakers in the FX market is said to be reinforcing loyalty to OTC trading and stifling enthusiasm for exchange-based activity, despite the protections such mechanisms can offer.

Taking blockchain proof of concepts into production is a slow process, but a new loan-servicing platform shows how banks could cut costs and improve service.

Metro Bank’s credibility had been in question for a long time – that is what made it acutely vulnerable to online attack.

As part of Euromoney's 50th anniversary coverage, we profile some of the biggest names that we interviewed for our May CEE focus.

Andreas Treichl started his banking career in 1977 at Chase Manhattan. From 1986 to 1993, he headed the US bank’s Austrian operation, before moving to Credit Lyonnais in 1993. He became chairman of the board of Erste Bank in 1997 and chief executive of Erste Group in 2008.

The absence of a regulatory imperative has not deterred FX traders from increasing their use of transaction cost analysis tools, in turn increasing the pressure on brokers at a time when margins are already thin.

OakNorth shows that SME lending need not be unduly risky and can be highly profitable, and other new banks are following its example.

Greater consideration has to be given to financing conservation. That includes questioning the financing of firms that produce pesticides and herbicides.

While Commerzbank might yet be an attractive partner in European consolidation, Deutsche is caught in a horrible cycle of continuing to cut costs to offset declining revenues.

Payments via smartphone or contactless credit card are indisputably convenient, but what is the price of going cashless? And what role does cold hard cash have in modern society?

European bank mergers, especially in France and Germany, will stand or fall on the strength of staff relations.

Debate around the UniCredit-Commerzbank merger will centre on its impact on European banks’ share prices as Eurosceptic populism makes cost cutting more difficult.

The early pages of Euromoney often saw odd storms blow up, apparently out of nowhere – and one of the oddest was the short but sharp squall over Eurocommercial paper (ECP).

As part of Euromoney's 50th anniversary coverage, we profile some of the biggest names that we interviewed for our April capital markets focus.

As part of Euromoney's 50th anniversary coverage, we profile some of the biggest names that we interviewed for our April capital markets focus.